For many OCI cardholders, India isn’t just a birthplace on paper. It is where grandparents shared stories, that had a different feel than the festivals, where a part of identity still lives on as heritage. So, when the dream of family leads back here, it hardly feels like a restart and more like coming home.
At Ekmi Fertility, we see many OCI cardholders who come to us with the same sense of hesitation and hope. For years, they travelled abroad to seek treatment for fertility issues – and then had to add the cost of surrogacy into their plans. It is about finally being seen by a fertility specialist who has the time to listen, not just another slot on a calendar.
We understand what brought you here. The uncertainty. The waiting. The sadness of seeing your family stuck. That weight you carry does not just disappear the minute you land in India. It is our duty to carry that burden with you.

Understanding Eligibility as an OCI Cardholder
Here, we ask you to slow down with us for a second because this matters. The Indian law regarding surrogacy for OCI cardholders is not a simple yes or no situation. The answer depends on whether you are an NRI or OCI, married and how surrogacy laws in India categorize you within the Surrogacy (Regulation) Act, 2021. Further, India has been allowing altruistic surrogacy only and all the applications will be reviewed separately.
We will not tell you it is simple when it’s not. What we will do is sit down with you, look at your special circumstances honestly and let you know exactly where things are before any choices are made.
What Affordable Surrogacy Really Means Here
Affordable doesn’t mean low quality. All of our surrogacy packages are designed so that you will understand all the costs up front, no unclear line items or surprise additions later. Our unlimited embryo transfer plan is provided under our guaranteed surrogacy program, allowing you all the time you need to continue trying without an unrealistic financial burden.
Given that the health of your surrogate mother affects the future of your child, every surrogate in our program undergoes medical screening and counseling during the pregnancy, ensuring a level of care beyond paperwork.
You Are Not Just a File Number Here
We all have heard how tiring this process is by the time patients reach us. That means wherever possible we slow things down, talk through information that many clinics might move quickly past and remain available when the anxiety calls you in the early morning hours of your time zone.
Why OCI Cardholders Choose India
- Lower surrogacy cost by a large margin, without compromising medical care level as compared to US, UK or Canada
- Expert surrogacy doctors experienced in complex fertility cases
- Familiarity with the culture, a level of comfort with people that makes an emotionally heavy process just a bit lighter
- Clinics such as Ekmi Fertility designed specifically to handle international/NRI/OCI patients

FAQs
Q: Is surrogacy legal in India for OCI cardholders?
Yes, depending on your individual situation under existing surrogacy laws. We manually review and read each case before we move forward.
Q: What is included in the guaranteed surrogacy program?
This covers unlimited embryo transfer attempts during the program.
Q. What is the approximate cost of surrogacy in India?
Costs depend on the program and your healthcare needs. It’s clearly detailed during your first consultation.
Q: Will Ekmi Fertility help prepare legal documents for surrogacy?
We guide you through the logistical and medical points. We also recommend consulting with a licensed attorney knowledgeable about surrogacy law for supporting documentation.
To know more Call 9319737070 or email us at info@ekmifertility.com
