Whether you are going through it for the first time or already a parent, choosing to go down the IVF and surrogate path is among some of the most complex decisions that one will ever knowingly make in our lives. And if you are an OCI (Overseas Citizen of India) travelling this path from abroad – the questions multiply fast – What is permissible? What does it cost? Where do you even begin? At Ekmi Fertility, we consult with OCI couples too. We know the confusion, we know the hope and we know the quiet anxiety surrounding it. Let us guide you on surrogacy in India for OCI holders.
Am I Allowed to Have Surrogacy in India If I Am an OCI Holder?
Here is where nuance starts to enter the conversation. As per the existing regime on surrogacy (Surrogacy Regulation Act, 2021), albeit commercial surrogacy is banned under law in India. Nonetheless, Indian citizens may utilize altruistic surrogacy – in which a near loved one offers her services as the mother of the surrogate free of charge and without other compensation beyond medical expenses.
For those holding OCI there is an extra layer of constraint. Currently, under the existing legal provisions, foreign nationals and most of series of provision who are merely OCI holder are exempted from lawful surrogacy in India. So, what does that mean in practice: If you have OCI status and are considering surrogacy, then you need a surrogacy doctor and legal team who can provide the best possible review of your unique situation – because laws are nuanced, individual circumstances matter.
What OCI Holders Can Opt For: IVF
Good news here. There is no restriction on IVF services in India for OCI holders. If you already have a legal surrogacy set up in another country; if are creating your family through egg donation, sperm donation, or embryo creation – IVF at the best surrogacy clinic in India is truly a real-option that is high-end but incredibly affordable.
Why India for IVF?
- Internationally trained teams of world-class fertility specialists
- Embryology labs that do the same but at a tiny cost compared to western one
- Shorter wait times versus the UK, US or Canada
- All-inclusive surrogacy packages that cover testing, cycles, and after-care
Understanding the Cost Factor
Surrogacy costs in India – for eligible Westerners – are far cheaper than in the West. Affordable surrogacy itself was one of the factors due to which India emerged as a destination in the first place.
Patients with OCI can expect the following specifically for IVF:
- IVF cycle: single Rs.1.5-2.5 lakhs depending on protocol
- With donor eggs: Rs.2.5-4 lakhs
- Package surrogacy program (where legally recourse avails): Fixed pricing and outcomes in a defined process with refund policies

At Ekmi Fertility, we are firm believers in a total transparency of cost. No hidden fees. No last-minute surprises.
How Ekmi Fertility Supports OCI Individuals
We’ve had couples fly 12 hours away to meet with a surrogacy doctor who would take the time not to rush through an honest conversation. That matters to us.
Our team helps OCI holders:
- Research current surrogacy laws for your citizenship status
- Find IVF that is best for your unique medical profile
- Oversee documentation, legal due diligence, and treatment plans
- Informed every step of the way, not only at consultation
FAQs
Q. If you’re an OCI holder, is surrogacy in India legally best for you?
The Surrogacy Regulation Act, which is currently in place for many OCI percentage holders does not include them as eligible. Therefore, to evaluate your individual case a legal consultation is required.
Q. How much does IVF cost in India for OCI patients?
Typically, Rs.1.5-4 lakhs per cycle depending on the protocol. Ekmi Fertility offers detailed surrogacy packages and IVF plans upfront.
Q. Does Ekmi Fertility offer a guaranteed surrogacy program?
We take this one step further and offer organized programs with clear milestones and money down – that is, if you are legally eligible to purchase/dispose of cannabis.
Q. How do I choose the best fertility specialist for my case?
Find a doctor who listens, not just prescribes. Just as we do not start a case by standard protocol at Ekmi fertility, but with an extensive consultation.
To know more Call 9319737070 or email us at info@ekmifertility.com
